Month: March 2019

Secured loan: what is it? The concrete effects

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A securitized mortgage is a financial product that the bank transfers to an intermediary company in exchange for the issuance of an obligation linked to it. This is one of the ways in which banks seek liquidity on the markets. When a loan is granted, the credit institution exposes itself to a sudden outflow of […]

Debt restructuring

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A rescheduling relieves an existing loan by taking out a new loan. This is usually associated with a change of lender and an interest rate adjustment. With mortgage lending, you can reschedule your existing bank, which is called a prolongation. Frequently, the rescheduling is used here for follow-up  financing in the event of expiring fixed interest on the construction […]